Docket entry 315, 20 May 2026 · source · PDF · 25 pages
Docket text. ORDER AND REASONS re 260 Motion to Dismiss for Failure to State a Claim. ORDERED that Trans Union's Motion to Dismiss and Experian's Motion to Dismiss are DENIED as to Plaintiffs claim that they violated 15 U.S.C. § 1681e(b) based on alleged inaccuracies in credit reports relating to the Discover/Capital One tradeline; and GRANTED with respect to all other claims against Trans Union and Experian under 15 U.S.C. § 1681e(b), which claims are DISMISSED WITH PREJUDICE. FURTHER ORDERED that Trans Union's and Experian's Motion to Dismiss is GRANTED with respect to claims against them under 15 U.S.C. § 1681i and 15 U.S.C. § 1681c-2, and these claims are DISMISSED WITH PREJUDICE. FURTHER ORDERED that Trans Union's and Experian's Motion to Dismiss is GRANTED with respect to Plaintiff's requests against Trans Union and Experian for injunctive relief, declaratory relief, equitable relief, and for damages based on alleged lost business opportunitiesincluding denial of business credit, denial of business funding opportunities, and any other business-related damagesand these requests are DISMISSED WITH PREJUDICE. Signed by Judge Susie Morgan on 05/20/2026. (ko) (Entered: 05/20/2026)
15 Experian then answered the Second Amended Complaint, 16 and Trans Union filed a Motion to Dismiss the same. 17 On September 26, 2025, Plaintiff requ ested leave to file a Third Amended Complaint.18 Trans Union opposed the request,19 and Plaintiff filed a reply.20 Trans Union then filed a Motion for Leave to File a Sur-reply, representing that “[a] closer examination of Plaintiff’s Motion reveals Plaintiff’s relian ce on fabricated and/or non-existent legal authorities,” and requested leave “to briefly address the misrepresentations in Plaintiff’s 9 R. Doc.
195. The Court notes that Plaintiff’s improper use of AI and hallucinated citations continued. Plaintiff again improperly used AI while preparing his filings, even after being warned by the Court that “any future filing containing fabricated citations will result in sanctions against him personally.” R.